MAC O/S 27 embedded AI process questions

I have chosen not to download Mac OS 27, so far. (Apple M2 Max)

I plan to disable all artificial intelligence (AI) components available in Mac O/S 27 if I decide to download . I have been told that such an attempt to disable will not prevent all AI processes from running. I therefore, have several questions.

1. What AI processes will continue to run after I disable every component it is possible to stop?
2. What data on my computer will continue to be used to allow those processes to "learn?"
3. What data from my computer will be used by any entity beyond my Mac to facilitate AI processes under any circumstances?
4. What notification will I receive if such a transfer of data occurs?
5. Can such a transfer be overridden?

I usually replace my MAC with a similar machine at about three years of age. This requires a substantial outlay of funds. Since any new Mac will run IOS 27, or a later iteration, any decision to purchase another Mac is dependent on the answers I receive.

Does anyone know?