zenon258 wrote:
Thanks so much for this very informative reply. I didn't think the Keychain was an AI model but I was not sure about Siri.
To be clear Siri AI does use an AI model, it is a generative AI model, not an agenic model. You would have to contact your bank to determine what they are referring to because I cannot speak for them. There are 2 types of AI being used, Generative AI and the new form referred to as Agenic AI.
- Generative AI used by Apple on your device is for creating content from a prompt, such as answering a question or creating images, text, or code from an input.
- Agenic AI is an autonomous model for creating a task, workflows, and achieving a goal by taking action on its own. This includes the agents such as Muse you had referred to that are being marketed as a shopping tool that can complete transactions using your credentials stored in 1Password on its own. Of course, Meta says they include safeguards, but Meta cannot even prevent scams on their Marketplace platform now. They have a poor track record on protecting users Personal Information and were fined $25 billion this month for intentionally misleading consumers about personal data privacy and allowed third-party access to user information.
From a banks perspective, I could certainly see where these Agenic AI models would be a concern for them. A customer saying they did not make a charge, it was the Agenic AI model they used that did it, is not going to be a valid reason for disputing a charge.
