How to resolve Visa card verification failure for Apple Account debt settlement?

Know it here --> If your payment method is declined in the App Store or iTunes ...

See the pic below

Also, check the following

1. The payment method that you are adding is of the same country as that of App Store Country on your iPhone
2. You have a valid payment plan debit/credit card from an authorised bank from the same country
3. Payment methods that you can use with your Apple ID - Apple Support
4. Learn more about family purchases and payments.
5. Please check if your Debit/Credit card is valid internationally

Know it here --> If your payment method is declined in the App Store or iTunes ...

Check the following

1. The payment method that you are adding is of the same country as that of App Store Country on your iPhone
2. You have a valid payment plan debit/credit card from an authorized bank from the same country
3. Payment methods that you can use with your Apple ID - Apple Support
4. Learn more about family purchases and payments.
5. Please check if your Debit/Credit card is valid internationally 

If you can't download, make purchases, or update apps, including free apps, you must update your payment method or add a new one. If you verified that a payment method is available in your country or region and you're still having trouble, learn more.

Nothing gets charged for Free App Downloads.

Nothing will be deducted from the Payment Method unless a purchase is made.

Manage App Store purchases, settings, and restrictions on ...

niccduodu wrote:

thanks for the feedback. I’ve checked all these. It’s the same card I’ve been using; same shipping address. I called the bank and they said they’ve refreshed it. That’s about six hours ago

What. VPN have you installed? Uninstall it, don't just disable it.

thanks for the feedback. I’ve checked all these. It’s the same card I’ve been using; same shipping address. I called the bank and they said they’ve refreshed it. That’s about six hours ago