Unofficial archive. This is a read-only, community-run archive of the Apple Support Community. It is not affiliated with or endorsed by Apple Inc.
Lost-N-the-Sauce
User level: Level 1 (4 points)

How to get SCRA benefits w/ Apple Card?

I used the chat feature on how to start applying for the SCRA benefits for Active Duty Service Member and the chat just says they will look into it and send any communication via e-mail. All i got back was an e-mail saying I didn't qualify and never ask to send in my orders or verify anything. How can they deny me when they don't ask for any information or verification of my military status as it has changed.


Posted on Oct 26, 2026 6:55 AM

2 replies

Jeff Donald
User level: Level 9 (64,078 points)

Oct 27, 2026 6:31 AM in response to Lost-N-the-Sauce

Many of the benefits of the SCRA are a standard feature of Apple Card, no annual fee, no late fee, and no foreign transaction fee. The only benefit you’d qualify for is the interest rate cap of 6%. Receiving that benefit is related to my first question, date of active duty and date you opened your account.

Jeff Donald
User level: Level 9 (64,078 points)

Oct 26, 2026 7:01 AM in response to Lost-N-the-Sauce

Hi, when did you open your Apple Card account? When did you go on active duty?

Originally posted at discussions.apple.com/thread/256383260