User level: Level 1 (4 points)Some one sent me money on my Apple Cash account and I got a message from Apple saying they had sent it from a business account so they needed to deposit 500 more so I could get my money from them because mine wasn’t a business account. Is this how it works or not?
Posted on Oct 25, 2026 7:16 AM
User level: Level 9 (64,078 points)Oct 25, 2026 9:32 AM in response to PJL3
There is no such thing as an Apple Cash business account. In fact it’s against the terms and conditions of Apple Cash accounts to transfer or receive funds for commercial transactions. Apple Cash is intended for the transfer of funds between family, friends and co-workers. Businesses are not permitted Apple Cash accounts of any nature.
In other words, 100% scam.
https://applecash.greendot.com/termsconditions/
User level: Level 10 (169,253 points)Oct 25, 2026 9:52 AM in response to PJL3
As stated, this is a scam.
Turn off automatic acceptance of Apple Cash deposits, as it cuts down on the unexpected-cash scams.
Only accept money you are expecting and only from those you know.
One fairly common payment scam pattern is a (fraudulent) payment from a stolen card, followed by a request for a partial refund by the scammers, and the payment provider then eventually claws back the original (fraudulent) payment, leaving you without the original (fraudulent) transfer and without whatever cash you “refunded” to the scammers.
As for the money, leave it where it is, don’t transfer it and don’t spend it, pending confirmation through other and identifiable and verifiable means of payment notifications, or its eventual disappearance through clawback, or whatever else happens.
Assume the “bank error” is never in your favor, as the old joke goes. If it’s still there after say three months with no other activity, then you have money. Probably.
How to turn off Apple Cash automatic payment acceptance on iPhone:
Settings > Apps > Wallet > (Payment Cards) Apple Cash > Info (not Transactions) > (Accepting Payments) Manually Accept Payments
User level: Level 10 (152,038 points)Oct 25, 2026 7:32 AM in response to PJL3
… I got a message from “Apple” saying they had sent it from a business account so they needed to deposit 500 more so I could get my money from them because mine wasn’t a business account.
Such requests for action seem like a scam from people impersonating as Apple. Apple Cash cannot be used for business-related activities, per the terms and conditions.
Originally posted at discussions.apple.com/thread/256382667