Unable to access passwords in Apple settings after OSX 27.0.1 update

You can manage all your account credentials using the Apple Passwords App introduced in macOS Sequoia. 

How to Access the Passwords App on Mac

• Spotlight Search: Press Command + Space, type Passwords, and press Return.
• Applications Folder: Open Finder, click Applications in the sidebar, and double-click Passwords.

More info from Apple: Use the Passwords app to create, manage, and share passwords and passkeys across Apple devices - Apple Support

System Settings > Passwords has not been an option since macOS 14 Sonoma.

Note that not all passwords are saved in the Passwords app. Things like Wi-Fi network passwords, encrypted disk passwords, etc., are still stored in your Keychain. If you are looking for a password like that, then you won't find it in the Passwords app, and since that app was launched, Apple has buried Keychain Access...but it's still there. Easiest to just do a Spotlight search for Keychain Access (or you can navigate to it in /System/Library/CoreServices/Applications). When prompted, choose the non-default option to open Keychain Access instead of Passwords.

More info on that: Keychain Access User Guide for Mac - Apple Support

Having Trouble Finding Your Saved Passwords After the macOS 27.0.1 Update?

I can understand your frustration. You have updated macOS to version 27.0.1, and the familiar way of accessing saved passwords through System Settings seems to have changed.

The same problem is happening on both your MacBook Pro M1 and Mac mini M4, and all you want to do is find a password.

The good news is that you probably do not need to change any settings.

Apple introduced a standalone Passwords app with macOS Sequoia 15, which is now the easiest place to find and manage saved passwords.

The quickest way to find a password

1. Press Command (⌘) + Space to open Spotlight Search.
2. Type Passwords and open the app.
3. Authenticate with Touch ID or your Mac login password if prompted.
4. Select All in the sidebar and search for the website or app you need.
5. Select the account, then move your pointer over the dots beside the Password field to reveal the password.

Apple provides the exact steps here: Find your password on Mac — macOS 27.

What about the additional user account?

Since you mentioned adding another user with a separate login, make sure you are signed in to your original Mac user account first. Saved passwords may differ between user accounts.

If your passwords are missing from the Passwords app, check that you are signed in to the correct Apple Account and that iCloud password syncing is enabled under:

Apple menu  >> System Settings >> your name >> iCloud >>> Passwords >> Sync this Mac.

Apple explains how to check this here: Set up iCloud Keychain.

If your passwords still don't appear

Do not delete anything or reset your keychain just yet. First, check the original user account, select All in Passwords, and verify your Apple Account and iCloud syncing settings.

Because the problem is occurring on both Macs, I would start by opening the Passwords app directly before trying anything more complicated.

One important clarification: the standalone Passwords app was introduced in macOS Sequoia 15, not macOS 27.

The interface may have changed from what you were used to, but updating macOS alone does not necessarily mean your saved passwords have been lost.

You need to look in the Passwords app.

Which particular password are you looking for?

THANK YOU all so much! I really appreciate the answers. I was unaware of this method. All your posts will be saved for my reference. Thanks again!

You are welcome

🦉-53