Text message about Apple Pay charge on Apple Pay

Yes, very much a scam, and a fairly common one too.

Apple will never send a text, or email about an Apple Pay transaction because it has no way of knowing that one ocurred or the amount it was for, as all transactions are encrypted and sent to the payment method processor bank, and only they cna decrypt the package, access the data and deternine wether or not to allow the transaction to complete.

click here ➜ Recognize and avoid social engineering schemes including phishing messages, phony support calls, and other scams - Apple Support

Thank you for reaching out. 🤗

• The text message you received was a scam.
• Simply block, report and delete the message.
• Never click any links or call phony phone numbers they provide!
• The phony text message will never mention you by name because they don’t know it.

🛑 Apple will never send you a text message about Pay‼️⚠️

Important: If you receive a suspicious email or SMS text message that looks like it’s supposed to be from Apple, please email it to [email protected].

Learn how to:

• Recognize and avoid social engineering schemes including phishing messages, phony support calls and other scams.
• Identify legitimate emails from the App Store or iTunes Store.

Good luck! 👋🏼😉

Smiliñ 😎 Brian | Community Volunteer

Rusticgirl wrote:

I was contacted by text from area code 408 ......... 977 about a charge made to Apple Pay account. I do not have Apple Pay that I know about. Was this call a scam?

Yes it is a scam, hopefully you didn't divulge any personal information, if you did change your password ASAP.