Because when you're importing a spreadsheet file to another application, the application will only accept an excel file. Numbers is specific to Apple, and in my limited experience is not compatible with other applications, like Quicken, for example.
All the better reason to be able to use Numbers. Numbers can import and export in Excel format. If it's just data transfer to something like Quicken, even better because it will probably take .CSV (comma separated values) universal formats as well. You're just dealing with data.
I'm a recovering Excel user. I get it. You want to use what's familiar. I'm telling you there are wonderful things waiting for you in Numbers.
The main thing is that there is not all-encompassing grid. The basis of Excel is the table. There is no "outside the table." In Numbers, think of the space like a giant whiteboard. You can put tables anywhere you want and only make them as big as they need to be.
Have 10,000 records? Fine. That's a 10,000 row table.
But what if you have multiple, interacting tables? In Excel, this creates a bit of a formatting nightmare. Something has to give. You have to get creative where you stick information or end up with cell widths that don't play nicely together.

In this example, I deliberately made that Cost Factors table awkwardly bridge the column alignment above it. Those are two, independent objects. I can move them around the canvas, wherever I like. The math still remains. Every cell in the main table can use those cost factors in the equation. The table can get shuffled wherever.
In Excel, you'd have to either move that smaller table off to another sheet, or find a place to kinda' stick it, in relation to the larger table above it. Same with the chart: it could be a separate sheet, or it has to play nice with the table cell edges all around it.
Yeah, there are some obscure things missing from what Excel has but, Numbers also offers many things that Excel doesn't have. I'm not missing Excel after discovering the power of Numbers.
To put a bow on what I'm saying, this is what it looks like if I export the file above, as an Excel file:

You can see it did exactly what you or I would have to do within Excel's limitations. It created one giant table. It shuffled my Cost Factors table off to some unoccupied cells to the right. It plopped the chart down over the table. Excel is too dumb to handle it any other way so that's how it has to be.