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Unauthorized child-initiated in-app purchases and App Store update restrictions

Dear Apple Billing Support and Customer Relations,


I request an urgent senior-level review of unauthorized child-initiated in-app purchases, including a previously denied refund request, and of the restrictions affecting my ability to update essential apps.


I am a single mother raising three children. My husband passed away four years ago. My youngest child is only four years old and does not understand the meaning or financial consequences of purchases. I did not personally choose or knowingly authorize the disputed purchases.


I am disputing the following transactions:


• Order *** — 20 June 2026 — USD 11.96. I previously requested a refund for this purchase, but Apple denied my request. I formally appeal that denial and request a fresh review by a senior specialist, with a written explanation of the earlier decision.


• Order *** — receipt dated 15 August 2026 — USD 37.90 for Top Tycoon: Coin Theme Empire in-app purchases.

The combined disputed amount is USD 49.86. Please verify the exact transaction records and determine which amounts have been collected and which, if any, remain unpaid. I am not automatically disputing my separate legitimate iCloud+ subscription.


Despite insufficient funds in my bank account, I believe an outstanding payment obligation was created. After I did not pay the disputed amount, I became unable to update apps. This has interfered with access to my banking app, which is essential to managing my family’s finances.


I have been a loyal Apple customer for many years. This experience has left me deeply disappointed and exhausted. I am also a television presenter who appears on television for approximately six hours daily. I reserve the right to speak publicly about my experience and consumer protection concerns, but I would prefer a fair and prompt resolution directly with Apple.


I respectfully request:



  1. Reopen and escalate the previously denied USD 11.96 refund request for order ***.


  2. Investigate the USD 37.90 of in-app purchases under order ***.


  3. Refund all eligible amounts already charged for these disputed child-initiated purchases.


  4. Cancel or waive any outstanding balance arising from these purchases without requiring payment of the disputed amount first.


  5. Urgently review and lift any App Store update restriction that prevents me from updating essential apps, including my banking app.


  6. Explain how purchases by a four-year-old were permitted and how to prevent them in the future.


  7. Provide a written decision, a case number, and a reasoned explanation of any refusal.

Please refer this complaint to senior Apple Billing Support or Customer Relations. I can provide further evidence through a secure support channel.


Sincerely,


***


Apple Account: ***


[Edited by Moderator]

3 replies

Sorry, you are not speaking to Apple here, this is just a Community forum of other users where Apple does not participate in providing support and will not read your post. Contacting Apple directly is done here:

Contact Apple Support - Apple Support


As for authorization of purchases, it is the Passcode of your device that allows that, not any particular person. If you give your Passcode to anyone else, you are authorizing them to use your device and that includes for making purchases. A purchase cannot be made without that Passcode or Face ID that has previously been set up. With that said, there are several restrictions that can be placed on your device to prevent any purchases when someone else is using it, but that needs to be done by you before you allow someone to use your device. Here are some of those options:

  • Require a Password for purchases.

Require a password for purchases in the App Store and other Apple services - Apple Support

  • Prevent In-app Purchases.

Turn off Apple In-App Purchases from Screen Time on your iPhone or iPad - Apple Support

  • Prevent use of the App Store entirely using the Content & Privacy Restrictions in Screen Time.

You are correct that with an outstanding balance, further use of the App Store for any reason will be restricted until that has been paid. It will not prevent you from using Safari to manage your bank account on their website. While we are compassionate for the situation you are in, there is nothing that we can do to resolve the problem, the best we can do is offer the suggestions above to prevent that from happening again and use those tools that Apple has provided.

This is a user to user support site. The people responding on this support forum are users like you. We have no special access to Apple or your account information. All we can do is guide you to the information Apple provides to all of us.


If a subscription is involved, click on this link to learn "How to cancel a subscription from Apple." --> Cancel a subscription from Apple - Apple Support - "If you signed up for a free or discounted trial subscription and you don't want to renew it, cancel it at least 24 hours before the trial ends." At this stage the renewal is considered a purchase


Apple's terms of purchase in the USA are, "All Transactions are final" (Legal - Apple Media Services - Apple ), but some countries have different laws so check terms for your country at: Legal - Apple Media Services - Apple If sales are final then it is Apple's decision if they want to grant a refund. You can always ask, and people do get refunds on a case by case basis, but Apple can also say no. To request a refund:


Request a refund for apps or content that you bought from Apple - Request a refund for apps or content that you bought from Apple - Apple Support


Apple’s position appears to be that people need to be proactive about purchases, canceling subscriptions at least 24 hours before trials end, and ensuring that others are not able to make unsanctioned purchases on a user’s account. Note that if you allow—intentionally or not—another person access to purchasing on a device, or through Family Sharing if you are the Organizer, you are taking responsibility for things they do. Apple offers these features to help you avoid this situation:


On your device you can use Screen Time to prevent unintentional or unauthorized purchases from the App Store, in-app, and other Apple services. —> Turn off Apple In-App Purchases from Screen Time on your iPhone or iPad - Apple Support


Also on your device, require a password for App Store and iTunes purchases —> Require a password for purchases in the App Store and other Apple services - Apple Support


Use Screen Time as part of parental controls on your child's iPhone, iPad, and iPod touch —> Set up parental controls to manage your child's iPhone or iPad - Apple Support

Use Screen Time to turn off in-app purchases on your iPhone or iPad —> Turn off Apple In-App Purchases from Screen Time on your iPhone or iPad - Apple Support


If a child made this purchase on their device as part of Family Sharing, consider activating Ask To Buy—> Approve what your child can purchase and download with Ask to Buy - Apple Support


Use Guided Access to permit a person to only use a single app —>

Lock iPhone to one app with Guided Access - Apple Support





This is a user-to-user forum. Apple don't read posts here other than for moderation. You will need to contact Apple directly using the contact details you have in the responses to your refund requests. No one here can influence or change Apple's decisions but, based on other posts here with similar cases, it's unlikely that your appeals will succeed.


Someone might be along who can help you set up your and your childs' devices to prevent it happening again.


Sorry I can't be more help.