Thanks for the info.
The library is located on an external Thunderbolt 5 SSD drive with the MacOS on the internal SSD. It is an OWC Envoy Ultra 4 TB with over 1.5 TB free on the external drive and over 100 GB free on the internal. It has been located there since I purchased the Mac in spring 2025. That has not changed for almost 1 1./2 years. It is a large library with 90,000 photos and videos on that we been adding to it for over 30 years. I do not use iCloud for photo library storage or any 3rd party tools other than Onyx to clean up caches files and check the file structure. I do not wish to use iCloud for privacy, file security and size reasons. I would need over 2 TB storage for the photos and other iCloud files.
It is strange that it occurred immediately after I installed 27.0.0. I noticed that it complained back even in MacOS 26 that it can not build spotlight searches in the setting dialog due to the library location back in 26 the library even though it is the system photo library and I could perform searches in the library in Photos.
I use Thunderbolt rather than USB, other than speed, because the MacOS does not dismount the drive if it goes to sleep and it is an extremely fast and reliable SSD. I use Amphetamine app to keep the system from sleeping when an external drive is mounted (using trigger) since I do use USB drives for additional storage and Time Machine backup.
I do have an older version of MacOS installed on that external drive which I can update it to MacOS 27 and to be the boot drive. I can try updating it in a few days. I have not booted on it for over a year. I originally had the drive as an external boot drive and have all our user directory located there. I did not set our home directory there for the internal OS so we can log in at times when we do not need access to the photos library. We rarely but do occasionally boot with out the external SSD connected.
Until then, I will check the system logs to see if there were any write errors to the drive especially when editing the photos. It does seem to have a problem writing out the edits. We do not seem to have problems importing the photos.