User level: Level 1 (8 points)is Apple Pay safe in Europe? any concerns? Using Apple Pay instead of physical Euros is my concern.
Posted on Oct 13, 2026 10:40 AM
User level: Level 10 (242,520 points)Oct 13, 2026 10:50 AM in response to Optimist Pete
Apple Pay works the same way everywhere. It is perfectly safe as it does not share your payment details with the merchant and requires your biometric authentication to actually initiate the transaction.
As long as you excersise common sense, paying with Apple Pay is perfectly safe.
click here ➜ Apple Pay security and privacy overview - Apple Support
User level: Level 9 (64,078 points)Oct 13, 2026 12:03 PM in response to Optimist Pete
Apple Pay (Tap-To-Pay) is available virtually worldwide. Some merchants in developing nations may not have the hard to accept Apple Pay. If in doubt, ask first. Credit card use in foreign countries usually involves some additional fees. Some credit cards charge a foreign transaction fee of 2% to 4% and the rate is disclosed in the card’s terms and conditions.
Mastercard, Visa and American Express also will charge a currency exchange fee and may add additional fees. Neither Apple or your issuing bank have any control over those fees.
Safe travels!
User level: Level 10 (169,253 points)Oct 13, 2026 10:54 AM in response to Optimist Pete
No Apple Pay issues I’m aware of; that have been reported around here.
Support: Countries and regions that support Apple Pay - Apple Support
Originally posted at discussions.apple.com/thread/256375601