Since a recent Tahoe update (whichever one came before 26.7), I've been having problems with sending mail, using Messages and using AirDrop. If I restart my computer, everything works just fine… for anywhere from an hour to three hours, and then Messages logs me out (and I get an "unknown error" message if I try logging in with my Apple ID), AirDrop stops working, I can no longer send emails in Mail, accountsd asks me for Keychain access, ICloudHelper asks me for Keychain access, and more… until I restart, when everything works just fine. For anywhere from an hour to three hours.
I didn't have any of these problems before that update. What's going on?