Since your reminders still appear normally in the Reminders app, but the widgets show only grey placeholder lines, I would focus on the widgets themselves rather than changing your reminder data.
Start by restarting your Mac.
Then open Edit Widgets, remove the existing Reminders widget, and add a new one.
Before placing it on the desktop, check whether the new widget displays your reminders in the widget gallery.
Apple’s instructions for managing widgets are here: Apple Support — Use widgets on Mac
If the new widget works in the gallery, add it to the desktop.
You can then control-click and choose Edit Reminders to select the list you want it to display.
Apple documents the Reminders widget settings here: Apple Support — Use Reminders widgets on Mac
If the new widget still shows only grey placeholder lines in the gallery, go to System Settings >> Desktop & Dock >> Widgets and make sure widgets are enabled on the desktop.
Restart the Mac once more and test the newly created widget.
You can also restart the computer in Safe mode and see if the issue persists
If the same problem continues in both the widget gallery and on the desktop, recreating the widget has not resolved it.
I would leave your Reminders data and iCloud settings alone rather than making more invasive changes.
Instead, check System Settings >> General >> Software Update for any newer macOS update.
If there is no update available, the issue would be worth reporting to Apple, noting that the Reminders app displays your lists and tasks correctly while both the widget gallery and desktop widget show only grey placeholder lines.
Product Feedback - and make it known to Apple regarding this ongoing issue