There is a well-documented pattern of display problems affecting some 24-inch M1 iMacs (2021).
Reports describe symptoms remarkably similar to yours: horizontal lines concentrated in the lower portion of the display, flickering, grey bands, and even “ghost” or duplicated images from other parts of the screen appearing in the affected area.
Apple Community and MacRumors reports have documented this pattern across multiple users. (Apple Discussions)
One particularly relevant Apple Community report describes “overlapping lines at the bottom of the screen” on an M1 iMac.
The user reported that reinstalling macOS made no difference and that the lines did not appear in screenshots. (Apple Discussions)
Another report describes horizontal lines and flickering near the bottom, with the problem persisting after restarting. (Apple Discussions)
The timing also fits the reports.
Many affected owners have said the problem appeared roughly 18–24 months after purchase, although other reports describe failures after around three years. (MacRumors)
There is, however, an important distinction: Apple has not publicly confirmed that there is a specific underlying design defect causing all of these cases, and as of the sources
I checked, there is no Apple service program specifically covering this M1 iMac display problem.
Apple Community participants were still reporting the absence of such a program in 2025–2026. (Apple Discussions)
So I would characterize your situation this way:
Your symptoms are highly consistent with the recurring M1 iMac display problem reported by other owners. That makes a normal macOS/software problem substantially less plausible. The fact that content from the functioning portion of the screen appears duplicated/reflected in the damaged lower section is particularly consistent with the reports I found. (MacRumors Forums)
I would therefore not recommend reinstalling macOS or spending much time changing software settings. You can still perform Apple Diagnostics if you want an official diagnostic record, but I would also photograph/video the problem and have Apple or an Apple Authorized Service Provider examine the iMac.
Have the computer evaluated by the Professionals who have the Special Hardware Software and Expertise to diagnose the issue and offer possible solutions
Make an Appointment at the Apple Genius Bar or call 1 800 MyApple and have them evaluate the computer
Other location Call Centres
Contact Apple for support and service