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How to use Apple ID balance for non-App Store subscriptions on Mac?

Hi,


I redeemed a $25 Apple gift card and it's now sitting as balance on my Apple ID. I don't own an iPhone or iPad — I only have a Mac.


I want to use this balance to pay for a subscription to "Claude by Anthropic". I found Claude on the App Store for iPhone/iPad, but there isn't a Mac App Store version — Anthropic's Mac app is a separate download from their own website, and it only accepts credit/debit card payment, not Apple ID balance.


On Claude's website, when I try to subscribe, I do see an Apple Pay option at checkout. However, this Apple Pay option only lets me pay with a card saved in my Apple Wallet — it does not draw from my Apple ID balance.


My questions:

1. Is there any way to make Apple Pay use my Apple ID balance instead of (or in addition to) a Wallet card during checkout?

2. Is there any other way to use my Apple ID balance to pay for a subscription outside of an app downloaded from the App Store?

3. Is there a way to convert or redeem this balance as a payment method elsewhere (e.g., a card or cash equivalent)?


Any guidance on how to make use of this balance given I don't own an iOS device would be appreciated.


Thank you.

6 replies

That's a "no" to all 3 of your questions.


This article broadly outlines what you can buy with your Apple Account [Apple ID] balance --> What you can buy with your Apple Gift Card or Apple Account balance - Apple Support

• In countries and regions where Apple Gift Card is available, you can use your Apple Gift Card or Apple Account balance to buy products and accessories at apple.com, an Apple Store, or in the Apple Store app. In these countries and regions, your Apple Account balance includes the balance from any Apple Gift Cards or App Store & iTunes Gift Cards that you have redeemed.

• Buy apps, games, or in-app purchases from the App Store.

• Buy music, movies, and more from the iTunes Store, Apple TV app, or Apple Books.

• Pay for subscriptions like Apple Music, Apple Arcade, and Apple TV. Or pay for subscriptions to apps from the App Store.

• Pay for iCloud+, Apple's premium cloud subscription.


All of the above would be usable with your Mac computer too.

1. No.

2. No.

3. No.


Spend it on content available through the iTunes Store system or in the online Apple Store.


(264991)

hariharanb wrote:
What if I have an iPhone and want to use gift card for claude subscription from app store? Would that be feasible?

If the subscription is being routed through Apple's App Store then yes, you can use your account balance. With a subscription you may be required to enter a credit or debit card too but the actual charges will then usually be made to your account balance first.


From this support article --> How apps, content, and subscriptions from Apple are billed - Apple Support

"Which payment method is charged?

When you buy items or pay for subscriptions, Apple automatically attempts to charge your payment methods in this order:


1. Apple attempts to use your Apple Account balance to cover the full amount. This is at the top of the list always, but isn’t what is referred to as the “primary” payment method.


2. If you don't have Apple Account balance, you don't have enough to cover the full amount (balance will be used first, up to whatever it can cover), or an item cannot be paid for with Apple Account balance, Apple instead attempts to charge your primary payment method (typically a credit or debit card, but varies according to country). The primary payment method is at the top of the non-balance list in Settings on your iPhone. You can control which payment method is at the top of the list. [See: Add a payment method to your Apple Account - Apple Support ]

Don't confuse having to have a payment method present as an indicator it will be used. Apple may require a payment method be present even if it doesn't use it.


3. If there's a problem with the primary payment method, or if the primary payment method can't be charged for the full remaining amount, Apple attempts to charge your other payment methods in order from top to bottom. If none of them can be charged, Apple may try again." See also sections B and H of Legal - Apple Media Services - Apple


Some purchases aren’t charged to your Apple Account balance

● You can't use your Apple Account balance to send gifts or gift cards.

● For some recurring charges, like AppleCare+, you can't start your subscription with Apple Account balance. But as long as you keep another valid payment method on file and your Apple Account balance would cover an entire charge, your recurring charge will pull from your Apple Account balance (see the article for more information).

● Some subscriptions might not be charged to your Apple Account balance.

● If you use Family Sharing, your family members can't spend your Apple Account balance. Funds that you add to your Apple Account balance are available only to you.


Re: “… I have an iPhone and want to use gift card for claude subscription from app store … “


Subscriptions billed thru your Apple Account — as they are usually “open-ended recurring charges” — generally require a payment method to start the subscription.


Once a subscription is started, any available account balance will be typically be used first; with your payment method being charged only if your balance becomes insufficient.

What if I have an iPhone and want to use gift card for claude subscription from app store? Would that be feasible?